Pay as Guest is a simple and secure way to make synchrony credit card payments online without logging in.
If you're looking for access to more features, register now.
How do I use Pay as Guest?
Pay as Guest lets you make a same-day payment on your Synchrony credit card account in three easy steps. Find your account here and on your log in page, tap the Pay as Guest button and then:
Is Pay as Guest secure? Yes. We use industry-standard encryption technology and device recognition technology to protect your personal information.
What encryption method is used to ensure my payment is secure? We use industry-standard encryption technology to protect your personal information.
Will my payment post the same day that I submit it online through synchrony.com? That depends. Payments received before 11:59 p.m. Eastern Time on any day will be credited that same day. Payments received after 11:59 p.m. Eastern Time on any day will be credited on the next day. Note: Payments that post to your account after the payment due date may result in a late payment fee being assessed to your account.
Can I edit a payment later if I need to make a change? That depends. Online same-day payments that have a Scheduled status may be modified or canceled until 5:00 p.m. Eastern Time on the day the payment is scheduled. Payments made online after 5:00 p.m. Eastern Time may be modified or canceled until 11:59 p.m. Eastern Time that day. Payments with a Pending or Processed status, or other non-online payments, cannot be modified or canceled.
Is Pay as Guest the same as CareCredit’s Pay My Provider? No. Pay My Provider (PMP) lets you pay your healthcare provider balances online using your CareCredit credit card. Tap here to learn more and access Pay My Provider.
Can I schedule more than one payment on the same account? No. Currently, Pay as Guest allows you to make only one, same-day payment on each of your Synchrony credit card accounts. When you have completed a payment for one account, you will need to return to the synchrony.com log in page and tap the Pay as Guest button to re-start the process and make a payment on another account.
Can I schedule a future payment using Pay as Guest? No. Currently, you cannot schedule future payments. You can only make one, same-day payment on each of your Synchrony credit card accounts.
Can I make additional payments or schedule future payments outside of using Pay as Guest? Yes. You can make up to 12 payments if you log in with your user name and password at synchrony.com.
Will I receive a notification that my payment has been made? Yes. You will receive an email confirmation of your payment at the email address you provided on your account.
How do I set up my banking information? First, log in at synchrony.com with your user name and password. You can then add or delete bank accounts by tapping the Profile menu and selecting Banking Information.
